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Automatically Save On Business Fuel Costs

Fleet fuel cards to help you save time and money.
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BP Fuel Card

  • Use at 400+ stations across NZ
  • Pay for fuel via BPMe App
  • Card works at BP, G.A.S & RDP
CARD FEES
$2.95
per month
DISCOUNTS
12¢
discount
Find a deal
100% SECURE & OBLIGATION FREE

Allied Fuel Card

  • Over 250 Allied stations NZ-wide
  • No monthly card fees
  • Run co-branded card with Mobil
CARD FEES
$0.00
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE
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Check Your Eligibility

Unsure which card to choose? Check your eligibility for fuel cards first. It's instant and does not affect your credit score.

Driveline Fuel Card

  • Apply as an individual or business
  • Good fixed petrol & diesel discount
  • No monthly card fees
CARD FEES
$0.00
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE

Gull Fleetcard

  • Use at BP, Caltex, Mobil & more
  • Pump price savings based on individual fuel usage
  • Use to purchase taxi fares, servicing & more
CARD FEES
$3.95
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE

NPD Fuel Card

  • Great ongoing pump price discount
  • NPD/Mobilcard co-brand card available
  • Cost $5 to procure each card + ongoing card fee
CARD FEES
$3.00
per month
DISCOUNTS
12¢
discount
Find a deal
100% SECURE & OBLIGATION FREE

RD Petroleum Fuel Card

  • Use at RDP, BP or G.A.S stations
  • No card or transaction fees
  • No need to be a registered business to apply
CARD FEES
$0.00
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE

NZ Fuel Cards

  • Budget friendly card offering
  • Obtain card for BP, Caltex, Mobil or Z
  • No joining or transaction fees
CARD FEES
$1.53
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE

Waitomo Fuel Card

  • Commercial app for fast easy payment
  • No card or transaction fees
  • Receive tailored commercial rates
CARD FEES
$0.00
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE

Z Business Plus

  • Use at Z, Caltex & Challenge stations
  • Earn Flybuys or Airpoints Dollars
  • Great fixed savings
CARD FEES
$0.00
per month
DISCOUNTS
discount
Find a deal
100% SECURE & OBLIGATION FREE
Editorial disclosure: Our editorial team provides an unbiased analysis of the products we feature. Our comparison service is compensated by our partners, and may influence where or how products are featured on the site.

Find the best fuel card for small and personal use in New Zealand

We built this site to help you find the right fuel card, based on what we learned while helping a client pick the best NZ fuel card option for their tourism business.

7 key considerations when choosing an NZ fuel card

1. Promo periods. Some fuel card discounts are just for a limited-time promo, usually aimed at new customers. Make sure to ask what the regular rates will be after the promotion ends, so you’re not caught off guard.

2. Discount types. There are two main discount models: pump price and national price.

  • Pump price: This is the price you see at the station. If the pump shows $2.28 per litre and you get 8c off, you’ll pay $2.20/litre.
  • National price: This is the average price across multiple stations, which could be higher or lower than what’s listed at the pump. BP is the only brand we’ve seen use this model, so you may not always know exactly what you’re paying until you see your bill.

3. Discount partners. Just because a card works across multiple brands doesn’t mean you’ll get the same discount at every station. If you stick to one brand (like Mobil or BP), confirm that the card offers discounts for that brand specifically.

4. GST. Most companies advertise without GST included in the price, so double-check when comparing costs to avoid surprises.

5. Transaction fees. A discount can quickly be eaten up by fees. For example, an 8c/litre discount saves you $4.40 on a 55-litre fill-up, but if there’s a $2 transaction fee, that reduces your savings to just $2.40. Keep an eye on these fees when comparing fuel card providers.

6. Payment fees and methods. If you use a credit card to pay for fuel and collect reward points, check if the fuel card provider allows it, and whether there are any extra fees. For example, if you fill up twice a week with a 55-litre tank at $2.20/l, you’ll spend about $12,500 on fuel per car annually. If you run a fleet of 10 vehicles, that’s $125,000 in fuel, which could translate into 125,000 points—enough for a business class flight to Singapore. But, if there’s a 2.5% credit card processing fee, that’s an extra $3,146 to factor in.

7. Size of fleet. Larger fleets often get better deals. Providers may offer special rates based on the size of your fleet and how much fuel you use each month.

Fuel station cards vs independent cards

Choosing between a fuel station’s card (like BP, for example) or an independent card operator (like NZ Fuel Cards) can be confusing, so here’s a simple breakdown:

  • Fuel station cards: Ideal if you prefer to fill up at one specific brand. These cards usually offer the biggest discounts for that brand’s stations.
  • Independent card operators: Better if you want flexibility. These cards work across different fuel brands and sometimes offer access to other services, like car washes or vehicle servicing.

To make things easier, we’ve listed fuel card options below based on the fuel brands they’re compatible with, so you can see how the cards compare.

Fuel station acceptance table

# CARDFUEL
STATIONS
BP

BP

CALTEX

CALTEX

MOBIL

MOBIL

RDP

RDP

NPD

NPD

GULL

GULL

Z

Z

WAITOMO

WAITOMO

CHALLENGE

CHALLENGE

G.A.S

G.A.S

ALLIED

ALLIED

1 Gull Fleetcard check check check check check check check check check
2 CardSmart check check check check check check check check check
3 NZ Fuel Cards check check check check check
4 Driveline Fuel Card check check check check check
5 Allied Fuel Card check check check check
6 RD Petroleum Fuel Card check check check
7 BP Fuel Card check check check
8 Kiwi Fuelcard check check check
9 Z Business Plus check check check
10 NPD Fuel Card check check
11 Waitomo Fuel Card check

NZ fuel card provider special mentions

CardSmart

  • Accepted at most major NZ stations (over 1,200 locations NZ-wide), including BP, Caltex, Z, GAS and more.
  • Offers 3 types of cards – CardSmart Fuel Card, CardSmart +Electric and CardSmart Flex
  • Offers up to 12c per litre off petrol & diesel at Mobil stations during the promo period.
  • $0 transaction fee at Mobil, Z Energy, BP and Caltex.

Challenge

Challenge offers a community rewards card that provides fuel discounts, but it’s not technically a fuel card. If you’re a senior citizen or veteran with a SuperGold Card, you can also get 8c/l off (some South Island stores offer up to 12c off per litre), but again, this is just a discount. Challenge directs customers to the Z network for dedicated fuel cards.

RDP

RDP says you can save at the pump with an RD Petroleum fuel card (but it’s not clear how much). RDP cards are also accepted at BP service stations and Gasoline Alley (G.A.S) sites across New Zealand, but it’s unclear if fuel discounts apply at these sites.

NZ Fuel Cards

NZ Fuel Cards focuses on saving money by offering cards tied to specific fuel brands, such as BP, Z, and Mobil. You can save up to 10c/l with these cards. If you need access to multiple networks, NZ Fuel Cards can provide you with cards for several brands. While carrying multiple cards isn’t ideal, they make it easier by offering a wallet to store them. It’s a great solution if you want to save money without giving up coverage.

Industry partnerships

If you’re part of a relevant industry, you may qualify for bigger savings:

  • Farm Source SuperCard: All Farm Source Rewards cardholders get access to big fuel discounts (Fonterra Suppliers get up to 21c per litre discount at Mobil and all other Farm Source account holders receive 16c per litre at Mobil nationwide). SuperCard also offers 12c per litre at BP, Z, Caltex and Challenge, and 6c per litre at Waitomo to all cardholders.
  • Farmlands members: Get 12c/l off when using a Farmlands Fuel Card at Z, Caltex or Challenge. The discount is rebated to your Farmlands account instead of applied at the pump.

Save Time. Save Money.

We compare the most popular fuel brands in New Zealand
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1. We learn how each fuel cards can help your business

Find how your business could benefit from a business fuel card.
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2. You compare New Zealand's best fuel cards and offers

Whether you're looking to squeeze more out of your existing fuel card offer or find a new fuel card, we can help you find it.
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3. Apply and start saving time

You'll be connected to our fuel partners to organise a fuel card that will help you start saving money and time.